Buyer's Guide

Few important points that you must consider before starting your home buying journey.

Buyer's guide to home buying 

Now that you are ready to invest in your dream home, there are certain things you must keep in mind to make your investment profitable. Apart from hiring the best agent in your area, we are listing a few important points that you must consider before starting your home buying journey.  

Get pre-approved for your mortgage

Mortgage pre-approval plays a critical role in your home buying journey. Being pre-approved means that the lender has stated that you will qualify for mortgage of certain amound based on the information provided to the lender. A mortgage pre-approval often specifies important things like loan amountization, term of the loan, applicable interest rate and most importantly the amount of loan that the lender will approve. Having a pre-approval gives you a clear picture of how much you can affort so you can target your home search to your price range. In today's highly competitive housing market, having a pre-approval can improve your chances of getting your dream home.

Choosing a Real Estate Agent

Choosing the right real estate agent to work with is one of the most important decisions you will make when buying a house. Buying a house could be a very stressful experience but a good agent can help make the whole process less stressful for you. When choosing a real estate agent there are a number of important things to consider like their experience, communication skills, local market knowledge, availability, reviews from past clients etc. Your goal when choosing a real estate agent should be to find someone who you can trust, communicates will with you, keeps your needs and interest on top and help you get the best home possible at best possible price.

Location and Budget

Discuss your expectations with your agent so they can shortlist the best homes for sale according to your preferences and needs.

The right type of home and neighborhood

Check out the neighborhood as it's as important as the location of your desired home.

Stick to your budget

Set a price range based on your budget and stick to it. Don't divert from your needs as it may cause financial stress down the road.

Attend open houses

Open houses will give you an idea of the kind of homes available for sale in the market, based on which you can finalize your deal.

Thoroughly inspect the home

While shortlisting properties inspect every home thoroughly so you can make the most informed decision. Ask questions on the spot and if you can't attend the inspection, review the inspector's report carefully.

Negotiate with the seller

Before negotiating with the seller, discuss with your real estate agent to learn about the local market and strategize accordingly.

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